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Legal

Terms of Use

The conditions governing your interaction with or utilization of Department of Finance Canada.

Last updated: 16 October 2026

1. Acceptance of Terms

By accessing or using the Department of Finance Canada website and services, you agree to be bound by these Terms of Use. If you do not agree, do not use the services.

2. Services

Department of Finance Canada provides technology tools and educational information related to online investing. We are not your financial adviser. Nothing on this site constitutes personalised investment advice, tax advice or a solicitation to buy or sell any financial instrument.

3. Intellectual Property

All content, trademarks, software and materials on the site are the property of Department of Finance Canada or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, revocable licence to use the services for their intended purpose.

4. Fees

Applicable fees, spreads and commissions are disclosed within the platform or in the applicable fee schedule. You are responsible for any taxes arising from your activities.

5. Indemnity

You consent to protect and defend Department of Finance Canada, its related entities and staff against any claim or action resulting from your violation of these Terms or your improper application of the services.

6. Account Registration

You agree to provide accurate, current and complete information during registration and to keep this information updated. You are responsible for maintaining the confidentiality of your credentials and for all activities under your account.

7. Eligibility

You must have reached the age of 18 (or the legal age of adulthood in your location) and possess the legal authority to bind yourself to a contract. The provision of Services to inhabitants of prohibited territories where such provision would be illegal is not permitted.

8. Governing Law

These Terms shall be interpreted under the jurisdiction and substantive law of Department of Finance Canada's principal location, excluding any conflicts-of-law doctrines.

9. Suspension & Termination

We may suspend or terminate access to the services at any time, with or without notice, if we believe you have violated these Terms or applicable law.

10. Limitation of Liability

To the maximum extent permitted by law, Department of Finance Canada shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, arising out of your use of the services.

11. Prohibited Conduct

  • Using the services for money laundering, terrorism financing, market manipulation or any illegal purpose.
  • Impersonating another person or providing false identity information.
  • Engaging in efforts to disrupt, jeopardize or decipher any component of the platform.
  • Using automated tools to access the services other than as expressly permitted.

12. Third-Party Services

The platform may feature connections to or integration with services operated by third parties. We disclaim responsibility for these services, including their accessibility, reliability or informational content.

13. Disclaimers

The services are provided "as is" and "as available" without warranties of any kind. Trading involves substantial risk of loss. See our Risk Disclosure for details.

14. Changes

We may amend these Terms from time to time. Continued use of the services after changes constitutes acceptance of the revised Terms.

15. Contact

Inquiries regarding these Terms should be directed through our contact form.

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